With so many of us feeling the financial pinch, finding ways to save a little extra can really make a difference – especially when it comes to the weekly food shop.
Our partners at PayPlan – one of the UK’s largest free debt advice providers – have shared a few tips to help you stretch your budget without sacrificing the things you love:
1. Plan your shop in advance and make a budget
We recommend budgeting for your food shops so that you know how much you have to spend each week to make sure you have enough income left for other expenses. By writing down a shopping list before you go that corresponds to a meal plan, you will only buy the items that you need to prepare your meals for the week. Don’t shop hungry otherwise you may be tempted to buy treats that are not on your list and overspend.
2. Make smart choices
Supermarket budget ranges for items such as tinned and fresh fruit and vegetables, pasta and rice are just as tasty as the premium brands and can make a big difference to your shopping total. Local markets can also be a great place to stock up on fresh fruit and vegetables without the supermarket premium. It can also be beneficial to consider offers that stores have put on; some reduced items may not be as cheap as they look, and you may stock up on items that you won’t use just because you consider it a bargain. Supermarket price labels include prices per 100g -this can be a good way to compare the prices through pack sizes and through different brands.
3. Buy fruit and vegetables that are in season
Prices drop when there’s a surplus of food, and seasonal fruit and vegetables offer an added benefit—they taste better. Buying produce in its natural season ensures freshness, and if it’s grown locally, without transport or freight costs, it’s likely to be more affordable.
4. Stock up your freezer
Keep a good variety of frozen food on hand—it lasts longer and helps cut down on food waste since you can use only what you need. Frozen produce is just as nutritious as fresh -most vegetables are often frozen right after being picked, locking in all the goodness. A handy tip is to keep a list of what you’ve got, so you don’t have to dig around.
5. Reduce your meat costs
Meat is usually one of the most expensive items in your trolley. You can save money by opting for different cuts of meat, so it’s worth looking at the price per 100g and trying, for example, chicken thighs over breast. Beans and lentils are great sources of protein and iron, and they’re not just for vegetarians. By adding them to your meals to bulk them up, you can reduce the amount of meat you need without losing flavour.
What you can do next
Be sure to check if you’re eligible for any benefits that could help. If you’re ever in an emergency, don’t hesitate to look for local food banks. Your local council might be able to help with essential costs through the ‘Household Support Fund.’ This could be a big help if you’re having trouble affording food. They may also provide food vouchers for families during school holidays.
If you are struggling to repay debts and feel like you need some support, you can also call PayPlan on 0800 072 1206, they’re open from 8am – 8pm Monday to Friday and 9am – 3pm on Saturdays.
Alternatively, you can visit www.payplan.com/the-fire-fighters-charity to speak to them via live chat or for more information.
Support available through the Fire Fighters Charity
We have online courses available for you to try, ranging from shorter Bitesize courses, to longer, in-depth six-week ones. You can explore those here.
Our Welfare Team are also available to help offer advice, guidance, signposting and support. If you feel you’d benefit from our help, you can call our Support Line on 0800 3898820.